My husband is an addict...

Yes, Jeremy has a problem...he is completely addicted to CHOCOLATE!!!! It's kinda funny how in our relationship the roles are reversed and I rarely crave chocolate but he feels he needs it daily or else the world will come to an end. Okay maybe it's not that serious, but pretty close! I blame it on his mom, who feels a meal is never complete without a piece of chocolate afterwards. Well last weekend his parents gave us two snickers bars after our Sunday night visit with them. Jeremy ate his the next day but I was saving mine for when I really felt a sugar craving. By mid-week he was begging for my Snickers, and I caved in and let him cut it in half and have half. Who needs a full candy bar anyways, right? Well this morning I got up and had a rare craving for chocolate and remembered I had half a candy bar in our treats drawer. I rushed downstairs to get it and this is what I found in it's place...
Good thing I love him so much!!! :)

It's back to school time for me...

So back in December I decided to go ahead and chase my dream of getting my masters in social work. It was a spur of the moment decision and I rushed to get all my application material put together and sent off before the deadline of New Years. Jeremy is attending Boise State as well and has about two years left, so I knew it was now or never. If I didn't get accepted for this fall we would be moving away for dental school before I'd have the chance to re-apply to the program and finish my studies. I submited everything and expected to hear back within a few weeks if I'd been accepted. Well January passed, then February passed, and weeks went by in March and I figured that maybe my application got lost in the mail somewhere. I e-mailed the program director and the school of social work and didn't hear back from either of them. Then FINALLY to my great joy I received a phone call yesterday directly from the program director congratulating me on my acceptance into the Boise State University Masters of Social Work program. He apologized for the delay in telling me I had been admited but that they had to wait until they'd made all the final decisions about admissions before they could notify anyone but reassured me that I was "DEFINATELY ADMITABLE, THERE WAS NO DOUBT ABOUT THAT." So after a FIVE year vacation from formal education it's back to school time for me. I am so excited for many reasons:
1) It's going to be so cool to go to school with my husband! AND we will graduate at the same time!
2) I LOVE and excel at school.
3) With my MSW in social work I will be able to work as a social worker to help get us through dental school.
4) Working as a social worker will probably help us to adopt a little easier if in fact we aren't able to have our own children.
A big thanks to everyone who encouraged me to follow my dreams and to everyone who helped me with all my last minute application documents and letters. GO BOISE STATE!!!!

Couponing isn't just for crazy ladies!

So I have to admit that I'm guilty of being one of those people who thought only crazy people do couponing. I said things like, "That would take up way too much time looking for deals and coupons and my time is worth more than saving a few dollars on groceries." or "That's so embarrassing to have to use that many coupons, or have multiple transactions." Well after hearing all the amazing deals my mother in law was getting and seeing all the masses of food she was acquiring for basically nothing, I figured I better learn to like this couponing stuff so we could save some money. Well it hasn't taken me long to LOVE every bit of it. This was my latest steal, 20 boxes of cereal and 6 deodorants for $6.50 total! Can you believe that!?!?!?! It totally made my day and I couldn't stop smiling all day. I mean look at all this stuff I got for basically nothing...

Earlier in the week I stocked up on 20 juices, 10 Breyers ice cream, and tons of soups for basically nothing. Not only have I repented of my ways, but I'm now addicted to the high I get while couponing and getting free food! I'm still learning all kinds of new stuff but one of my favorite websites in thekrazycouponlady.com. Check it out! I'm getting the feeling I'll never again want to pay full price for anything!

Dear Banks and Businesses

Dear Banks and Businesses,
I felt it necessary to get my frustrations out in letter form so I don't rip someone's head off soon. First, I don't appreciate being sent my statements AFTER the due date and subsequently getting charged a late fee that is as big as our monthly payment.
Secondly, I really hate it when you make promises that you will take care of something only to have to call back REPEATEDLY and find out it still hasn't been taken care of.
Thirdly, I'm currently super-duper angry that you never told me I could only have 6 transactions a month in my savings account and charged me $10 a transaction over that. Your interest rates suck and I now see no purpose in having a savings account if I get penalized for saving!!!!
Despite, what you may think I don't enjoy hearing your voice daily, so please take care of things the first time. I work hard for my money and do not enjoy giving it away to so-called fees. In conclusion, I'd really appreciate it if you would stop taking advantage of me IMMEDIATELY!
Sincerely,
Kim Walker